Product Description
If bad credit has happened to you, there is something you can do about it Feeling broke and battered? We know the feeling—heck, everyone knows it. According to the Wall Street Journal, 110 million Americans have bad credit—almost 50% of the adult population. But we don’t have to be depressed or discouraged about it. There is life after bad credit. In fact, there’s even life during bad credit.
Living Well with Bad Credit is the right help at the right time. If you’re bravely soldiering on despite your finances going south, this informative book is for you. It puts the emphasis on living with bad credit—and living well. Veteran journalist Geoff Williams (AOL’ s pers… More >>
I have not had a chance to read or review the book as I have not received my purchase from paperbackshopUS (pbshopus@paperbackshop.co.uk). I am extremely dissappointed with this vendor. I HAVE NOT RECEIVED MY ORDER and I have as yet to be contacted by the seller to make arrangements for it to be sent to me.
Rating: 1 / 5
Skip this book! It is a waste of time and gives not one insight on anything pertinent.
Rating: 1 / 5
It wasn’t worth whatI spent for it and I would have returned it if I had the original shipping package
Rating: 1 / 5
A low credit rating isn’t the end of the world. “Living Well with bad Credit: Buy a House, Start a Business, and Even Take a Vacation No Matter How Low Your Credit Score” is a guide to overcoming the dilemma of a poor credit score. With plenty of tips and tricks for conquering one’s poor credit and still getting what you want and need done in spite of it, “Living Well with Bad Credit” is a strong pick for readers who have bad credit but still want to live life.
Rating: 5 / 5
I bought the skinny, big-type, lots-of-airspace Living Well with Bad Credit while researching new info I could incorporate into financial education classes I’m creating for the credit union I work for. Usually when I pick up new books like this, I’ll use them as door prizes when we hold “How to Build Your Credit” seminars — but I can’t even give this one away, because so much of the advice is just so bad! Much of the book is two Hollywood types nattering away, looking to make the reader go ha-ha-ha.
In fact, I found the entire tome just downright insulting to one’s intelligence — and a slap in the face of people who are in the very real and very painful, back-against-the-wall situation of having badly damaged credit.
(pg 44, giving advice on who might hire you without doing a background credit check: “…You can probably become a farm laborer, lifeguard, or a stripper without a credit check, or you could sell watches on Times Square, or… well, have you ever considered becoming a mime?
“CHRIS: A mime? Did we really just write that?
“GEOFF: Oh, I’m crazy for suggesting people become a mime, but you’e the man with the plan for telling people they should become a stripper or sell watches on Times Square…
“CHRIS: You are right. You are so cool. I wish I was you.
“GEOFF: But of course.
“CHRIS: Stop rewriting what I wrote! Folks, I didn’t write that Geoff was cool.
“GEOFF: What you wrote was unprintable! (There is a struggle.)”
That entire exchange occupies nearly the entire bottom half of page 44. (The book averages about 3 – 4 paragraphs to the page.) Here’s another:
Their chapter on “Good Housing with Bad Credit” starts with this: “People can live in creative ways — and there’s no better example of how than surfing through TV channels or checking out old television series online. For instance, Jim Rockford, the detective from the 1970′s series, The Rockford Files, lived in a mobile home, but he did so in a trailer park community on the beach. Rockford, who always seemed to be behind on bills and was once audited, clearly couldn’t afford an actual house on the beach, but he probably didn’t mind the cramped quarters of his trailer, because his location was so pristine. Or think of how all of the friends on Friends were rooming with each other in order to lower their rent costs. The Fonz lived in a room over the garage at the Cunningham’s, which saved him money…” that block of text is the entirety of page 55, and on 56 they continue on to share info about the living quarters of MacGyver, Quincy, and Sonny Corbett — and that The Flintstones lived in a cave, and the cast of Gilligan’s Island lived in grass huts.
Gee! Nice to have the meander down TVLand’s real estate row — but it does strike me that NONE OF THESE EXAMPLES ARE ACTUAL LIVING HUMAN BEINGS! But what else would you expect from a TV/Hollywood writer with bad credit, who is one of the authors of the book? Blathering about TV characters from 30-40 years ago is a lot easier than doing any actual research.
If you want to spend your $12.95 to read these two financial know-nothings try to one-up each other with cute gag lines, this is a great book for you — because the CREDIT-RELATED info they included seems to be the type that was collected via Googling over the course of a weekend.
It’s a lazy and exploitative “Google-the-research” book.
Rating: 1 / 5