Who Has An 850 Credit Score And How Do You Get One?


Posted on July 12, 2010 by admin


Credit scores, on the scale assigned by FICO, range from 300 to 850. Who has an 850 credit score and what canyou do to get one? Less than 1 percent of the population has a credit score above 800, so it’s very unlikely you will have an 850 credit score. However, if your credit score is above 720, you will probably still receive the best rates. Watch more credit and identity theft videos from Expert Real Estate Tips to learn how to raise your credit score.

About admin

Paul Tomlinson is a real estate investor who uses credit to his advantage in buying, rehabbing and selling properties. He once had a credit score in the mid 500's and used credit repair techniques to get his credit score in the mid 700's. He has had bad credit and great credit and prefers to stay on the great credit side of the fence.
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9 Responses to Who Has An 850 Credit Score And How Do You Get One?

  1. EricaYE6 says:
    July 12, 2010 at 6:56 am

    @calamaty Thanks. It does. I’ll try that.

  2. calamaty says:
    July 12, 2010 at 7:17 am

    @dionreedsamurai I used to think like you but sooner or later you’re going to want a home or car and that’s where credit is essential. My advice is to get a credit card (just one) and make small purchases with it but have the cash to pay it off in one payment. Your credit will establish in no time. Also, off the subject, open a savings account and drop in a few bucks in it you’ll thank yourself in the long run. Contribute at least $10 a month (or more) it’ll come in handy if you need it.

  3. calamaty says:
    July 12, 2010 at 7:36 am

    @EricaYE6 An 850? well that takes time but for rich folks its almost standard. The important thing is to maintain a good score. Pay your bills on time don’t get too many credit cards (2 are great) don’t check your credit score than twice or even once a month, it affects it. The way my ex (banker) explained it to me is to pay your bills with your card and just pay off the whole balance as you normally would. Buy something but have the money to pay it off right away.Worked for me. Hope this helps.

  4. calamaty says:
    July 12, 2010 at 7:58 am

    Last time I checked mine was 736, I’d like to get it a little higher for my first home.

  5. dionreedsamurai says:
    July 12, 2010 at 8:09 am

    Thank god i never needed credit so far.I use cash only.

  6. 407buddy says:
    July 12, 2010 at 8:16 am

    STOP paying your debt, (we) the people do have the power: just stop paying (and playing their game). It would be interesting to see who’s got who by the balls, it’s all just a little scammed poker game,…isn’t it?
    Fuck fica scores.

  7. JHYT377 says:
    July 12, 2010 at 9:01 am

    great video. I have a score of 718 and the wife holds a huge 775. Waiting for mine to climb a little more before we buy or first home.

  8. JanuaryDiamonds says:
    July 12, 2010 at 9:49 am

    i have over 720!

  9. EricaYE6 says:
    July 12, 2010 at 10:11 am

    So……How do you get it?